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Pay in 4 and Build Credit

Welcome to Sezzle, The Responsible Way to Pay. Start splitting your purchases into 4 installments over 6 weeks today.¹
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Flexible Financing with Sezzle where you can pay in 4 installments over 6 weeks at 0% interest or pay monthly for a low interest rate

Flexible Financing

Pay for your purchases in 4 installments over 6 weeks with 0% interest or choose to pay monthly.¹

Learn How it Works
Increase your credit score by 20 points within the first 4 months with Sezzle Up

Grow Your Credit

Customers who made on-time payments while enrolled in Sezzle Up³ have seen an average credit score increase of 20 points within the first 4 months of reporting.⁴

Typical Sezzle merchants see an 88% approval rate, 14% share of checkout, and a 22% order value lift

For Merchants

Offer a responsible way for customers to pay later, driving increased basket sizes and incremental conversions.

Learn More

Trending Brands

Trending Brands

Sezzle Virtual Card showing in Apple Pay and Google Pay Wallets

Sezzle It In-Store at Target and More

Download the Sezzle app, set up your Virtual Card, and start paying later at top brands like Target.

Get the App

Sezzle It In-Store at Target and More

Download the Sezzle app, set up your Virtual Card, and start paying later at top brands like Target.

Get the App
Sezzle Virtual Card showing in Apple Pay and Google Pay Wallets

Financially Empowering the Next Generation

Financial freedom is a right, not a privilege. We’re here to help you achieve financial freedom and take control over your finances so you can build your future.

Three people looking forward

Financially Empowering the Next Generation

Financial freedom is a right, not a privilege. We’re here to help you achieve financial freedom and take control over your finances so you can build your future.

Three people looking forward

¹Pay in 4 payment option is 0% Annual Percentage Rate (APR). 25% down payment then three payments of 25% every two weeks for 6 weeks. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. Other payment options are subject to credit approval by third party lenders. Rates from 5.99% - 34.99% APR; terms from 3 months – 48 months, which may vary by lender. 0% APR options may be available. APRs will vary depending on credit qualifications, loan amount, term, and lender. Minimum purchase is required.

²Sezzle can only be used for US and Canada purchases. Certain merchant, product, goods, and service restrictions apply.

³Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. All payments, including late payments, are required to be reported, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The program and related services will not remove negative credit history from your credit report. Your payment activity will be reported to Experian®, Equifax® and TransUnion® in the United States and to Equifax® only in Canada. Please refer to our Terms of Use for additional details.

⁴Average outcome for customers who joined Sezzle Up in September 2021 or October 2021, while starting with a FICO 8 score under 600, and made on-time payments (rounded from 19.81 points). Other factors, including activity with your other creditors, may impact results.