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Buy Now, Pay Later at Harbor Freight Tools

Make your next purchase at Harbor Freight Tools easy. Pay in 4 installments over 6 weeks when you use Sezzle!¹
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Experience More in The Sezzle App. Access to exclusive brands, credit building, tap-to-pay and more. Rated 4.84 out of 5 stars on 170K+ ratings with other 8.5M app downloads
Experience More in The Sezzle App. Access to exclusive brands, credit building, tap-to-pay and more. Rated 4.84 out of 5 stars on 170K+ ratings with other 8.5M app downloads
You're approved! Sezzle has no hard credit checks and guaranteed instant approval decisions.

No Hard Credit Check²

Sign up for Sezzle today with no impact on your credit and get a guaranteed approval decision within seconds!

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Flexible Financing with Sezzle where you can pay in 4 installments over 6 weeks at 0% interest or pay monthly for a low interest rate

Flexible Financing

Pay for your purchases in 4 installments over 6 weeks with 0% interest or choose to pay monthly.¹

Learn How it Works
Increase your credit score by 20 points within the first 4 months with Sezzle Up

Grow Your Credit

Customers who made on-time payments while enrolled in Sezzle Up³ have seen an average credit score increase of 20 points within the first 4 months of reporting.⁴

How to #SezzleIt at Harbor Freight Tools

1. Download the Sezzle App.
2. Search for and click Harbor Freight Tools.
3. Click Pay with Sezzle.
4. Your Harbor Freight Tools purchase is split into 4 interest-free payments over 6 weeks.

Get the App
Hand holding phone displaying the Sezzle app displaying brands with a download the Sezzle app QR code
Hand holding phone displaying the Sezzle app displaying brands with a download the Sezzle app QR code

How to #SezzleIt at Harbor Freight Tools

1. Download the Sezzle App.
2. Search for and click Harbor Freight Tools.
3. Click Pay with Sezzle.
4. Your Harbor Freight Tools purchase is split into 4 interest-free payments over 6 weeks.

Get the App
Download the Sezzle app on the App Store
Download the Sezzle App on the Apple App Store.
Download the Sezzle App on the Google Play Store
Download the Sezzle App on Google Play Store
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¹Sezzle can only be used for US and Canada purchases. Certain merchant, product, goods, and service restrictions apply. Pay in 4 payment option is 0% Annual Percentage Rate (APR). Options depend on your purchase amount, may vary by merchant, and may not be available in all states. A downpayment of at least 25% of the purchase total is required. By way of example, an $800 purchase could be split into 4 interest-free payments of $200 every 2 weeks starting at time of purchase. Other payment options are subject to credit approval by third party lenders. Rates from 5.99% - 34.99% APR; terms from 3 months – 48 months, which may vary by lender. 0% APR options may be available. APRs will vary depending on credit qualifications, loan amount, term, and lender. Minimum purchase is required.

²Sezzle may conduct a soft credit check for new customers when they first sign-up to use the platform. This soft credit check will not impact a customer's credit score.

³Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. All payments, including late payments, are required to be reported, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The program and related services will not remove negative credit history from your credit report. Your payment activity will be reported to Experian®, Equifax® and TransUnion® in the United States and to Equifax® only in Canada. Please refer to our Terms of Use for additional details.

⁴Average outcome for customers who joined Sezzle Up in September 2021 or October 2021, while starting with a FICO 8 score under 600, and made on-time payments (rounded from 19.81 points). Other factors, including activity with your other creditors, may impact results.