Pay in 4 and Build Credit

Welcome to Sezzle, The Responsible Way to Pay. Start splitting your purchases into 4 installments over 6 weeks today.¹

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4.9

App Store rating as of 12.2023

By providing your phone number, you consent to receive a one-time automated SMS message from Sezzle containing a link to download our app. Message and data rates may apply.

Sezzle It: Pay it in 4 with No Interest¹

Tap into a new way to get what you want with the flexibility of a credit card without the interest or hidden fees.

Flexible Financing with Sezzle where you can pay in 4 installments over 6 weeks at 0% interest.

Flexible Financing

Purchase what you need and pay in 4 installments over 6 weeks with 0% interest or choose to pay monthly.²

Learn How it Works

You're approved! Sezzle has no hard credit checks and guaranteed instant approval decisions.

No Hard Credit Check³

Sign up for Sezzle today with no impact on your credit and get an approval decision within seconds!

Sign Up

Typical Sezzle merchants see an 88% approval rate, 14% share of checkout, and 22% order value lift.

For Merchants

Offer a responsible way for customers to buy now pay later, driving increased basket sizes and incremental conversions.

Learn More

Trending Brands

Get exclusive access and deals at the top brands you already know & love.

Trending Brands

Get exclusive access and deals at the top brands you already know & love.

Sezzle Virtual Card showing in Apple Pay and Google Pay Wallets

Buy Now Pay Later In-Store with the Virtual Card⁴

Download the Sezzle app and activate the Virtual Card to shop now and pay later in-store.

Buy Now Pay Later In-Store with the Virtual Card⁴

Download the Sezzle app and activate the Virtual Card to shop now pay later in-store.

Sezzle Virtual Card showing in Apple Pay and Google Pay Wallets

Financially Empowering the Next Generation

Financial freedom is a right, not a privilege. We’re here to help you achieve financial freedom and take control over your finances so you can build your future.

Two people looking forward

Financially Empowering the Next Generation

Financial freedom is a right, not a privilege. We’re here to help you achieve financial freedom and take control over your finances so you can build your future.

Two people looking forward

¹Sezzle offers an optional program called Sezzle Up that users may join to enable their repayment information on Sezzle transactions reported to credit reporting agencies. Increases or specific changes to your credit score are not guaranteed. Impact on your credit score may vary depending on your use. All payments, including late payments, are required to be reported, which may negatively impact your credit score. Credit scores are independently determined by credit bureaus based on a number of factors, including the financial decisions you make with other financial services organizations. The program and related services will not remove negative credit history from your credit report. Your payment activity will be reported to Experian®, Equifax® and TransUnion® in the United States and to Equifax® only in Canada. Please refer to our Terms of Use for additional details.

²Pay in 4 payment option is 0% Annual Percentage Rate (APR). 25% down payment then three payments of 25% every two weeks for 6 weeks. Options depend on your purchase amount, may vary by merchant, and may not be available in all states. Other payment options are subject to credit approval by third party lenders. Rates from 5.99% - 34.99% APR; terms from 3 months – 48 months, which may vary by lender. 0% APR options may be available. APRs will vary depending on credit qualifications, loan amount, term, and lender. Minimum purchase is required.

³Sezzle may conduct a soft credit check for new customers when they first sign-up to use the platform. This soft credit check will not impact a customer's credit score.

⁴The Sezzle Card is issued to Sezzle by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A Inc., See User Agreement for details. Sezzle provides financing in the form of installment loans. Sezzle is not a bank.