Create More Options For Your Shoppers

Bread Financial™ is a financing partner of Sezzle’s that offers a pay-over-time technology solution, known as Bread Pay™, that helps people make purchases with easy-to-understand payments through its affiliated bank, Comenity Capital Bank. With Bread Financial’s partnership, Sezzle is able to offer a pay-over-time solution that gives shoppers an opportunity to make higher volume purchases and pay them back over a longer period of time.

In order to offer long-term on your merchant site, you will need to first ensure that you have applied and integrated Sezzle’s Pay in 4 product on your site. Then you will need to fill out the Long-Term enrollment form. This form will ask for additional information about your business and its ownership. From there we will ask you to sign an agreement authorizing Sezzle to work with your business in tandem with our financing partners.

- You should consider offering long-term if: - You are looking to expand your approval rates - You are looking to empower your shoppers to make higher volume purchases - You are looking to streamline your shoppers’ experience through one payment provider - You are a US based company - Your order values are between $299 - $15,000 - You have been in business for at least 1 year - You are an LLC or Corporation (not sole proprietor or 501c3 non profit organization) - Stated annual sales of at least $25,000 USD.

When you offer long-term, you will likely have a different transaction fee rate than you do with Sezzle’s Pay in 4 product.

- Keep an eye out for a pricing contract to be sent to you via S-Docs - when you receive that contract you will have 30 days to e-sign and return it. - Make sure your widgets are installed - once installed our team will be able to update them to note the availability of long term financing on purchases that are $299 or more. - Once the above are completed, the Sezzle team will enable the long-term product on your site within 5-7 business days - note that this will not change the appearance of Sezzle on your checkout page.

Your shoppers will manage their loan through the lender’s customer portal - in this case it will be through the Bread Financial Member Portal.