Sezzle Countdown Giveaway Rules

By participating in our Sezzle Countdown Giveaway (the “Sweepstakes”), you (“you” or “Entrant” as described below) agree to be bound by these rules (the “Official Rules”) and represent that you satisfy all eligibility requirements set forth herein.

AFFIDAVIT OF ELIGIBILITY / RELEASE OF LIABILITY / PRIZE ACCEPTANCE AGREEMENT MAY BE REQUIRED. ALL DISPUTES WILL BE RESOLVED SOLELY BY BINDING ARBITRATION AND PARTICIPANTS WAIVE THE ABILITY TO BRING CLAIMS IN A COURT OF LAW AND/OR CLASS ACTION FORMAT.

NO PURCHASE IS NECESSARY TO ENTER OR WIN. A PURCHASE DOES NOT INCREASE THE CHANCES OF WINNING.

1. Introduction:

The Sweepstakes is sponsored by Sezzle Inc., located at 700 Nicollet Mall, Suite 640, Minneapolis, MN 55402 (collectively "Sezzle"), and offered through Sezzle’s website. See more regarding Sezzle Inc. at https://sezzle.com/. All applicable federal, state, municipal, and local laws and regulations apply.

2. Agreement to Official Rules:

By entering, you indicate your full and unconditional agreement to (a) these Official Rules, (b) Sezzle’s decisions, which are final and binding, and (c) Sezzle’s Privacy Policy (located at https://legal.sezzle.com/privacy). Winning a prize is contingent upon fulfilling all requirements set forth herein.

3. Timing:

The Sweepstakes consists of a weekly giveaway with daily drawings as provided below. This Sweepstakes starts on December 23, 2024, at 12:00:00 am Central Time (CT) and ends on December 31, 2024, at 11:59:59 pm CT (“Sweepstakes Period”).

4. Eligibility:

The Sweepstakes is open to legal residents of the fifty (50) United States and the District of Columbia. Participants must be at least eighteen (18) years of age or older and have a Sezzle Account (as defined by and subject to the Sezzle User Agreement) (each, an “Entrant”). Void where prohibited or restricted by law. Residents of Puerto Rico are not eligible and Entrants with a Sezzle Account that has (i) delinquent payments, (ii) been deactivated or terminated for any reason, or (iii) suspended or placed on hold for any reason, during or after the Current Sweepstakes Period, are not eligible. Entrants’ proof of residency and age may be required. Employees, officers, directors, members, and representatives of Sezzle and/or its parent companies, subsidiaries, and affiliates, as well as the immediate family members (spouse, parents, siblings, and children and each of their respective spouses, children, and siblings) of each of the foregoing and persons living in the same households of each of the foregoing are ineligible to participate or win in this Sweepstakes. By participating in this Sweepstakes, each Entrant represents that it satisfies all eligibility requirements set forth herein, and further agrees to abide by these Official Rules and the decisions of Sezzle, which are final and binding in all respects.

5. How to Enter:

There are two ways to enter the Sweepstakes (each, an “Entry”):

Making the Qualified Purchases: During the applicable Entry Period, make any purchase using Sezzle services from the list of merchants available here (“Qualified Merchants”). Subject to the limitations below, an Entrant will receive one Entry noted at the end of the applicable Entry Period.

Entering Online: To enter without making a purchase, submit the online form at https://dashboard.sezzle.com/customer/sezzle-daily-giveaway, which includes the following information: your name, address, phone number, email address, and date of birth. Subject to the limitations above, you will receive one (1) entry into the Sweepstakes for your online entry during the Current Sweepstakes Period.

For each Entry Period in this Sweepstakes, an Entrant may only enter once by either Making the Qualified Purchase or Entering Online. Entries must be received during the applicable Entry Period. Any Entrant using multiple accounts to enter will be disqualified from the Sweepstakes and will not be eligible to win a Prize.

All Entries become the exclusive property of Sezzle, and Sezzle will not acknowledge or return any Entries. Proof of sending or submission of an Entry will not be deemed to be proof of receipt by Sezzle. Sezzle is not responsible for lost, late, incomplete, invalid, unintelligible, illegible, misdirected or postage-due entries, which will be disqualified. Entries which are late, lost, stolen, mutilated, invalid, damaged, unreadable, tampered with, illegible, unintelligible, incomplete, misdirected, generated by a script, macro or other automated/repetitive electronic means, mechanically reproduced, inaccurate, forged, irregular in any way or otherwise not in compliance with these Official Rules will be disqualified. Entries that contain, in the sole discretion of the Sponsor, any profane, obscene, vulgar, defamatory, libelous or slanderous material will be disqualified.

By submitting a properly completed Entry, each Entrant acknowledges that they have read, understands, and agrees to be bound by these Official Rules.

6. Drawing:

The Sponsor will conduct a total of three drawings (each, a “Drawing”) during the Sweepstakes Period – one (1) Drawing each calendar day. One (1) Entrant for each Drawing will be randomly selected (a “Winner”) to win $500 in “Sezzle Spend” (each, a “Prize”) as determined in the table below. “Sezzle Spend” is measured in U.S. dollars. All “Sezzle Spend” terms and conditions as provided by the Sezzle User Agreement apply and are incorporated by reference herein. Before selecting a Winner, Sezzle reserves the right to review Entries for compliance with these Official Rules. The decisions of Sezzle are final, binding, and not subject to appeal. The odds of being selected depend on the total number of eligible Entries received during the corresponding Entry Period. Non-winning Entries will not be carried forward to subsequent Drawing(s).

Drawing Date	Prize	Entry Period
December 23, 2024	$500 Sezzle Spend	12/23/24 at 12:00 am CT through 12/23/24 at 11:59 pm CT.
December 24, 2024	$500 Sezzle Spend	12/24/24 at 12:00 am CT through 12/24/24 at 11:59 pm CT.
December 25, 2024	$500 Sezzle Spend	12/25/24 at 12:00 am CT through 12/25/24 at 11:59 pm CT.
December 26, 2024	$500 Sezzle Spend	12/26/24 at 12:00 am CT through 12/26/24 at 11:59 pm CT.
December 27, 2024	$500 Sezzle Spend	12/27/24 at 12:00 am CT through 12/23/24 at 11:59 pm CT.
December 28, 2024	$500 Sezzle Spend	12/28/24 at 12:00 am CT through 12/28/24 at 11:59 pm CT.
December 29, 2024	$500 Sezzle Spend	12/29/24 at 12:00 am CT through 12/29/24 at 11:59 pm CT.
December 30, 2024	$500 Sezzle Spend	12/30/24 at 12:00 am CT through 12/30/24 at 11:59 pm CT.
December 31, 2024	$500 Sezzle Spend	12/31/24 at 12:00 am CT through 12/31/24 at 11:59 pm CT.

7. Notification and Requirements of Potential Winners:

Sezzle will notify the potential winner by email with instructions on how to claim the Prize. If a potential winner does not respond to the notification email and comply with the requirements therein within seventy-two (72) hours of the date and time that Sezzle sent and/or attempted to send the email notification, the potential winner will forfeit the Prize. No alternative winners will be selected.

Except where prohibited by law, a selected potential winner may be required to sign and return an Affidavit of Eligibility and Liability & Publicity Release (“Affidavit”) and an IRS W-9 form to Sezzle. The Affidavit will include (among other things): (i) confirmation of the entrant’s compliance with these Official Rules, (ii) consent to use the Entrant’s name, image, and likeness in all media in connection with the Sweepstakes and related promotion; and (iii) a release for the Released Parties (defined below) from any liability in connection with the Sweepstakes or the use, misuse, awarding or possession of any prize. If required by Sezzle, these documents will be sent out to the potential winner by email along with instructions on how to return them to Sezzle. The selected potential winner may be required to provide his/her U.S. Social Security Number for tax purposes. Sezzle reserves the right to modify the notification and Affidavit procedures in connection with the selection of each Winner.

A selected potential winner may be disqualified (and may forfeit the Prize) if such selected potential winner (i) is unreachable or does not timely respond to any communication from Sezzle (or its designee) (or if a winner notification is returned as undeliverable), (ii) declines or cannot accept, receive or use the Prize for any reason, (iii) fails to sign and return the Affidavit within the required time period, (iv) is ineligible under these Official Rules and/or (iv) does not comply with these Official Rules. Sezzle is not responsible for Entrant’s failure to receive any communications sent by Sezzle, including Prize notices due to Entrant’s spam, junk-email, or other security settings or for Entrant’s provision of incorrect or otherwise non-functioning contact information.

8. Prizes; Prize Restrictions:

Sezzle will select a Winner as noted in Section 6 of these Official Rules for a Prize. The total approximate retail value (“ARV”) of each Prize is measured in U.S. dollars. Total ARV of all prizes in this Sweepstakes: $4,500.

Limit of one (1) Prize per Entrant during the Sweepstakes Period. Prizes are non-transferable and no substitution will be made except as provided herein at the Sezzle’s sole discretion. Sezzle reserves the right to substitute a Prize for one of equal or greater value if the designated Prize should become unavailable for any reason. Winners are responsible for all taxes and fees associated with Prize receipt and/or use. Odds of winning depend on the number of Entries received during the applicable Entry Period. Prizes will be fulfilled within 30 days after the end of the Sweepstakes Period.

Any Prize details not specified above will be determined by Sezzle in its sole discretion. The values of the Prize set forth above represents Sezzle’s good faith determination of the approximate retail value thereof—the actual fair market value of the Prize may vary based on delivery location and other factors, will be determined in Sezzle’s sole and absolute discretion, and will be final and binding and cannot be appealed. Other restrictions may apply and Sezzle, in its sole discretion, will provide these details during the redemption process. Prize may not be transferred and must be accepted as awarded. You may not request cash or a substitute prize; however, Sezzle reserves the right to substitute the Prize with another prize of equal or greater value if the Prize is not available for any reason. Payment or liability for any and all federal, state, or local taxes is the sole responsibility of the winner. Consult your tax professional with questions regarding potential tax liability.

9. General Conditions:

In the event that the operation, security, or administration of the Sweepstakes is impaired in any way, including, but not limited to fraud, virus, or other technical problem, Sezzle may, in its sole discretion, either: (a) cancel or suspend the Sweepstakes to address the impairment and then resume the Sweepstakes in a manner that best conforms to the spirit of these Official Rules; or (b) award the Prizes at random from among the eligible Entries received up to the time of the impairment. Sezzle reserves the right in its sole discretion to disqualify any individual who tampers with the operation of the Sweepstakes, violates these Official Rules, acts in an unsportsmanlike or disruptive manner, or is engaging or has previously engaged in fraud or misuse of Sezzle services. Sezzle reserves the right to seek damages from any person who seeks to undermine the legitimate operation of the Sweepstakes. Failure by Sezzle to enforce any term of these Official Rules shall not constitute a waiver of that provision. Proof of sending any communication to Sezzle by mail shall not be deemed proof of receipt of that communication by Sezzle. In the event of a dispute as to the owner of an Entry, the authorized account holder of the email account used to enter will be deemed to be the Entrant.

Sezzle is not responsible for technical failures of any kind, including without limitation any problems or delays arising from any technical, software, equipment malfunctions, computer viruses, or congestion, any other technical, equipment, or human errors of any kind with regards to the administration of the Sweepstakes.

Sezzle reserves the right, in its sole discretion, to maintain the integrity of the Sweepstakes, to void Entries for any reason, including, but not limited to; multiple Entries from the same user from different IP addresses; multiple Entries from the same computer in excess of that allowed by sweepstakes rules; or the use of bots, macros or scripts or other technical means for entering.

Sezzle reserves the right to change these rules for future giveaways. Any changes to the Official Rules for subsequent Drawings in this Sweepstakes will be posted no later than 1 calendar day prior to the upcoming Entry Period.

WARNING: ANY ATTEMPT BY AN ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE ASSOCIATED WITH THE SWEEPSTAKES OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES IS A VIOLATION OF CRIMINAL AND CIVIL LAWS, AND SEZZLE RESERVES THE RIGHT TO PROSECUTE AND SEEK DAMAGES TO THE FULLEST EXTENT PERMITTED BY LAW.

10. Release and Limitations of Liability:

By participating in the Sweepstakes, you agree to release and hold harmless Sezzle and its parent, subsidiaries, affiliates, officers, directors, employees, and agents (the “Released Parties”) from and against any claim or cause of action arising out of participation in the Sweepstakes or receipt or use of any prize, including, but not limited to:
(a) unauthorized intervention in the Sweepstakes;
(b) technical errors related to computers, servers, providers, or telephone, or network lines;
(c) any errors or interruptions that may prevent an Entrant from entering or receiving direct or email messages;
(d) printing errors;
(e) lost, late, postage-due, misdirected, or undeliverable mail;
(f) errors in the administration of the Sweepstakes or the processing of entries; or
(g) injury or damage to persons or property which may be caused, directly or indirectly, in whole or in part, from an Entrant’s participation in the Sweepstakes or receipt or use of any prize.

You further agree that in any cause of action, the Released Parties’ liability will be limited to the cost of entering and participating in the Sweepstakes, and in no event shall the Released Parties be liable for attorney’s fees. You waive the right to claim any damages whatsoever, including, but not limited to, punitive, consequential, direct, or indirect damages.

The Sweepstakes is in no way sponsored, endorsed or administered by any Qualified Merchant.

11. Disputes:

BINDING AGREEMENT TO ARBITRATE: YOU AND SEZZLE BOTH AGREE TO RESOLVE ANY AND ALL DISPUTES, CONTROVERSIES OR CLAIMS THAT IN ANY WAY ARISE OUT OF OR RELATE TO THESE OFFICIAL RULES OR FROM ANY SERVICES YOU RECEIVE FROM SEZZLE (OR FROM ANY ADVERTISING FOR ANY SUCH SERVICES), INCLUDING ANY DISPUTES BETWEEN YOU AND OUR EMPLOYEES OR AGENTS (“DISPUTE(S)”), ONLY BY ARBITRATION ON AN INDIVIDUAL BASIS. YOU UNDERSTAND THAT BY AGREEING TO THESE OFFICIAL RULES, ARBITRATION WILL BE THE SOLE AND EXCLUSIVE MEANS OF RESOLVING ANY DISPUTE BETWEEN US. YOU ALSO UNDERSTAND THAT BY AGREEING TO THESE OFFICIAL RULES, YOU AND SEZZLE ARE GIVING UP THE RIGHT TO BRING A CLAIM IN COURT OR IN FRONT OF A JURY, AND THAT YOU AND SEZZLE ARE GIVING UP THE RIGHT TO PROCEED WITH ANY CLASS ACTION OR OTHER REPRESENTATIVE ACTION.

You and Sezzle both agree that:

a) Notice of Dispute.
If either you or Sezzle intends to arbitrate under these Official Rules, the party seeking arbitration must first notify the other party of the Dispute in writing at least thirty (30) days in advance of initiating the arbitration. Notice to Sezzle should be sent to Sezzle either by mail to Sezzle, Inc. (attn.: Legal), 700 Nicollet Mall, Suite 640, Minneapolis, MN 55402, or email at legal@sezzle.com. Notice to you will be to your email address(es) and street address(es), if any, that Sezzle has in its records at the time the notice is sent. The notice must describe the nature of the claim and the relief being sought. If we are unable to resolve the Dispute within thirty (30) days, either party may then file a claim for arbitration.

b) Arbitration Procedure.
The Federal Arbitration Act applies to these Official Rules. Any and all Disputes will be resolved by arbitration administered by the American Arbitration Association (“AAA”), which will apply the AAA's Consumer Arbitration Rules (excluding any rules or procedures governing or permitting class actions). You can get additional information from the AAA (www.adr.org). These Official Rules govern to the extent they conflict with the AAA’s Rules.

c) Arbitration Location.
Unless you and Sponsor agree otherwise, the arbitration must take place in the county of your primary residence or Hennepin County, Minnesota.

d) Choice of Law.
All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, your rights and obligations, or the rights and obligations of the Sezzle in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Minnesota, without giving effect to any choice of law or conflict of law rules (whether of the State of Minnesota or any other jurisdiction), which would cause the application of the laws of any jurisdiction other than the State of Minnesota.

e) Arbitration Fees and Expenses.
We will reimburse any filing fee that the AAA charges you for arbitration of the Dispute. If you provide us with signed written notice that you cannot pay the filing fee, we will pay the fee directly to the AAA. If the arbitration proceeds, we will also pay any administrative and arbitrator fees charged later.

f) Severability.
If any part of this agreement to arbitrate is found by a court of competent jurisdiction to be unenforceable, the court will reform the agreement to the extent necessary to cure the unenforceable part(s), and the parties will arbitrate their Dispute(s) without reference to or reliance upon the unenforceable part(s). However, if for any reason the Class Action Waiver set forth below cannot be enforced as to some or all of the Dispute, then the agreement to arbitrate will not apply to that Dispute or portion thereof, but the remainder of the agreement to arbitrate will be binding and enforceable. The parties do not agree to class arbitration or to the arbitration of any claims brought on behalf of others.

CLASS ACTION WAIVER. THESE OFFICIAL RULES DO NOT ALLOW CLASS OR COLLECTIVE ARBITRATIONS, EVEN IF THE AAA PROCEDURES OR RULES WOULD. NOTWITHSTANDING ANY OTHER PROVISION OF THESE OFFICIAL RULES, THE ARBITRATOR MAY AWARD MONEY OR INJUNCTIVE RELIEF ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE THE RELIEF WARRANTED BY THAT PARTY'S INDIVIDUAL CLAIM. ARBITRATION OR COURT PROCEEDINGS HELD UNDER THESE OFFICIAL RULES CANNOT BE BROUGHT, MAINTAINED OR RESOLVED ON BEHALF OF OR BY A CLASS, AS A PRIVATE ATTORNEY-GENERAL, OR IN ANY OTHER REPRESENTATIVE CAPACITY. IN ADDITION, INDIVIDUAL PROCEEDINGS CANNOT BE COMBINED WITHOUT THE CONSENT OF ALL OF THE PARTIES. ANY QUESTION REGARDING THE ENFORCEABILITY OR INTERPRETATION OF THIS PARAGRAPH WILL BE DECIDED BY A COURT AND NOT THE ARBITRATOR.

JURY TRIAL WAIVER. IF, FOR ANY REASON A DISPUTE PROCEEDS IN COURT RATHER THAN THROUGH ARBITRATION, YOU AND SPONSOR AGREE THAT THERE WILL NOT BE A JURY TRIAL. YOU AND SPONSOR UNCONDITIONALLY WAIVE ANY RIGHT TO TRIAL BY JURY IN ANY ACTION, PROCEEDING OR COUNTERCLAIM IN ANY WAY ARISING OUT OF OR RELATING TO THESE OFFICIAL RULES. IN THE EVENT OF LITIGATION, THIS PARAGRAPH MAY BE FILED TO SHOW A WRITTEN CONSENT TO A TRIAL BY THE COURT.

12. Publicity:

Except where prohibited by law, by accepting the Prize, winner(s) agrees and acknowledges that Sezzle, and their designees may, without any limitation or further compensation, use his or her name, voice, biographical data and/or likeness in any and all media now known or hereinafter devised, throughout the universe and in perpetuity, for any commercial purpose including, but not limited to, advertising and promoting the Sweepstakes or any other promotion, contest or sweepstakes that Sezzle sponsors.

13. Participants’ Personal Information:

Personal information collected from Entrants, which includes, but may not be limited to, name, address, telephone number, email address, and Instagram username, will be collected by Sezzle for the purposes of administering the Sweepstakes, fulfilling the Prize, and for other purposes, including Sezzle’s use of such personal information for marketing purposes. Sezzle’s collection and use of such personal information is subject to Sezzle’s Privacy Policy, which can be found at https://legal.sezzle.com/privacy, and applicable law.

14. Official Rules:

For a copy of these Official Rules, send a self-addressed, stamped envelope (Vermont residents need not affix return postage) to: Sezzle, Inc. (attn.: Marketing), at 700 Nicollet Mall, Suite 640, Minneapolis, MN 55402.


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